Call Us 281-213-4653 ☰ ˟
281-213-4653
Logo
  • Home
  • Get a Quote
    • Annuity Quote Form
    • AutoImage of right arrow
      • Auto GAP Insurance Quote
      • Auto Insurance Quote
      • Mexico Travel Insurance Quote
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Earthquake Quote
    • Flood Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Limousine Quote
    • Manufactured Homes
    • Motorcycle Insurance Quote
    • Renters Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Term Life Insurance Quote
    • Truck Quote Request
    • Watercraft Insurance Quote
    • Wind Quote Form
  • Customer Service
    • AutoImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Auto Accident Claim
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Commercial Auto Accident Claim
    • Request Declaration and Coverages Page for Existing Earthquake Insurance
    • Earthquake Property Loss Claim Form
    • Request Declaration and Coverages Page for Existing Flood Insurance Coverage
    • Flood Property Loss Claim Form
    • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
    • Manufactured Home Quote
    • Property Loss Claim Form
    • Homeowner Flood Quote Form
    • Request Evidence of Insurance
    • LifeImage of right arrow
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
    • RentersImage of right arrow
      • Request Declaration and Coverages Page for Existing Renters Insurance Coverage
      • Renters Property Loss Claim Form
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
      • Motorcycle Accident Claim
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • WindstormImage of right arrow
      • Request Declaration and Coverages Page for Existing Wind Insurance Coverage
      • Windstorm Property Loss Claim Form
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
      • Watercraft Accident Claim
    • Policy Review Request
  • Blog
  • Make a Payment
  • Resources
    • Amazon Gift Card
    • Refer a Friend
    • Life Settlement
    • R&D Tax Credit
    • Frequently Asked Questions
    • Insurance Glossary
    • Privacy Policy
  • About us
  • Contact
Home > Blog > How To Get Cheap Health Insurance Online In Maryland
THURSDAY, APRIL 7, 2022

How To Get Cheap Health Insurance Online In Maryland

For many people health insurance has become so expensive that they are forced to do without it. Unfortunately this leaves them wide open to the financially devastating effects of a catastrophic illness or a severe accident, which can wipe out a lifetime of savings and decimate other assets in the blink of an eye.

The health insurance crisis has gotten so bad that almost 17% of all Maryland residents no longer have any health coverage at all, and more than 50% of Maryland residents admit that keeping their health insurance is a severe financial burden. It won’t take much to push many of these people over the edge and create a health care nightmare.

Fortunately there are things you can do to help keep the cost of your health care down – and for many people it may be necessary to completely re-think the reason for having health care insurance in the first place.

But let’s start with a few simple things you can do to help keep your health insurance premiums as low as possible.

First, if your company offers group insurance you need to consider participating in it. Group insurance is almost always less expensive than individual health insurance.

Of course, if you are self employed or if your company doesn’t offer insurance then this won’t be an option.

Don’t smoke or use tobacco products – and if you already do, stop. The amount of money you can save on health insurance if you don’t smoke is significant. Think about it.

Consider increasing your current co-payment. Your co-payment, or copay, is the percentage of your doctor visit charges that you pay out of your own pocket, and the percentage of your lab work and other medical expenses that you pay. Increasing your copay from 25% to 50% can dramatically decrease your monthly health insurance premiums.

But even with these savings health insurance may still be too expensive for many people. Some people may be forced to re-think health insurance entirely and look at health insurance as a safety net for the protection of your assets and not as a way to pay for routine health care.

By this I mean people may want to look at purchasing a low-cost high-deductible health insurance policy. Such a policy, with a deductible of $2,000 or even $3,000, would pay nothing at all for your routine doctor office visits or routine lab work or most out-patient surgery. You would pay those health expenses yourself.

Where your health insurance comes into play is any time you have a major illness or a catastrophic accident, the type of medical emergency that can cost tens or even hundreds of thousands of dollars in just the blink of an eye.

In this way low-cost high-deductible health insurance is used only to protect your life savings, your home and other assets that you may have acquired over a lifetime.

But whether you choose to go the low-cost high-deductible route or take the more traditional path, the best place for you to get cheap health insurance is online. The multitude of health-insurance-comparison websites makes it relatively quick and easy to compare policies and prices, allowing you to create the perfect policy for your needs at a price that you can afford.

Posted 6:39 PM

Tags: how to get cheap health insurance online in maryland
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • insurance(31)
  • life insurance(22)
  • health(19)
  • term life(13)
  • whole life(13)
  • affordable(13)
  • medical expenses and funeral costs(12)
  • funerals(12)
  • death benefit(12)
  • funeral expenses(12)
  • final expense insurance(12)
  • final expense(12)
  • cheapest life insurance(12)
  • reduce life insurance cost(12)
  • term life insurance(12)
  • whole life insurance(12)
  • car insurance(10)
  • health insurance(10)
  • get(9)
  • how(8)
  • to(8)
  • auto insurance(7)
  • car(7)
  • student(6)
  • low cost health insurance(4)
  • in(4)
  • term(4)
  • cheap car insurance(4)
  • cheap(4)
  • cost(3)
  • blend your strengths with small business needs(3)
  • life(3)
  • low(3)
  • life insurance policy(3)
  • health savings accounts(2)
  • mobile home(2)
  • discounts for homeowners insurance(2)
  • travel insurance(2)
  • hard time figuring out life insurance try these helpful ideas(2)
  • business owners policy(2)
  • when and how to switch your insurance(2)
  • premium financing(2)
  • the(2)
  • insurance tips that can really pay off(2)
  • cheapest car insurance(2)
  • virginia(2)
  • premium finance(2)
  • deciding on boat insurance coverage(2)
  • in-home business policy(2)
  • renting apartment(2)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
281-213-4653
Fax: 832-327-7470
Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder