Call Us 281-213-4653 ☰ ˟
281-213-4653
Logo
  • Home
  • Get a Quote
    • Annuity Quote Form
    • AutoImage of right arrow
      • Auto GAP Insurance Quote
      • Auto Insurance Quote
      • Mexico Travel Insurance Quote
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Earthquake Quote
    • Flood Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Limousine Quote
    • Manufactured Homes
    • Motorcycle Insurance Quote
    • Renters Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Term Life Insurance Quote
    • Truck Quote Request
    • Watercraft Insurance Quote
    • Wind Quote Form
  • Customer Service
    • AutoImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Auto Accident Claim
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Commercial Auto Accident Claim
    • Request Declaration and Coverages Page for Existing Earthquake Insurance
    • Earthquake Property Loss Claim Form
    • Request Declaration and Coverages Page for Existing Flood Insurance Coverage
    • Flood Property Loss Claim Form
    • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
    • Manufactured Home Quote
    • Property Loss Claim Form
    • Homeowner Flood Quote Form
    • Request Evidence of Insurance
    • LifeImage of right arrow
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
    • RentersImage of right arrow
      • Request Declaration and Coverages Page for Existing Renters Insurance Coverage
      • Renters Property Loss Claim Form
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
      • Motorcycle Accident Claim
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • WindstormImage of right arrow
      • Request Declaration and Coverages Page for Existing Wind Insurance Coverage
      • Windstorm Property Loss Claim Form
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
      • Watercraft Accident Claim
    • Policy Review Request
  • Blog
  • Make a Payment
  • Resources
    • Amazon Gift Card
    • Refer a Friend
    • Life Settlement
    • R&D Tax Credit
    • Frequently Asked Questions
    • Insurance Glossary
    • Privacy Policy
  • About us
  • Contact
Home > Blog > How To Compare Low Cost Health Insurance In Arkansas
TUESDAY, APRIL 12, 2022

How To Compare Low Cost Health Insurance In Arkansas

Did you know that over 50% of all people living in Arkansas report that their health insurance premiums are a severe financial burden? And did you know that approximately 17% of all Arkansas residents cannot afford health care coverage at all?

There are a few rays of good news, however. If you have been denied health insurance because you have a pre-existing condition or if you have a medical condition which makes your insurance overly expensive, the state of Arkansas has a special insurance program known as CHIP, or the Comprehensive Health Insurance Pool.

This program is not based on income; anyone with a pre-existing medical condition may be able to qualify. To find out if you qualify go to: http://www.chiparkansas.org

The rest of us still need to compare low cost health insurance so that we can find a decent policy at a price we can afford. Fortunately there are several things we can do to keep the cost of health insurance affordable.

Start with your copay. This is the percentage of each doctor's office visit and other health costs that you will pay out of your own pocket. If you can afford to increase your copay from 25% to 50% you will greatly reduce the cost of your health insurance. Of course, a strategy such as this really works best for people who do not routinely see their doctor.

Smoking will also cause your health insurance premiums to skyrocket. If you smoke – stop. The money you save will be substantial.

We all know how terribly difficult it can be to lose weight, but let's face it, being overweight is not healthy. If you are overweight you are going to pay more for health insurance. Losing even a little weight just might put you into a lower category and save you money each and every month. As hard as it is to do, losing weight can save you money.

The last thing you can do is to modify your deductible. This is the amount of money you agree to pay for your health care before you ask your insurance company to pay anything. The more you are willing to pay – in other words, the higher your deductible – then the less your insurance company is going to charge you for your health insurance each month.

So you've decided on a reasonable copay, you've made your decision regarding smoking and any weight issues, you've increased your deductible as much as you can afford to pay – so now it's time to jump online and find several of those sites that allow you to make instant side-by-side comparisons between insurance companies.

Don't think that you can get by just making comparisons on one site. No site compares more than a small handful of companies. If you want to make sure that you are comparing all of the health insurance sites in Arkansas you'll have to take the time to fill out the form on at least 3 of the comparison websites.

It's extra time and extra work to fill out the form on multiple sites, but the end result is that you will really and truly compare low coast health insurance in Arkansas and at the end of the day you'll be able to sleep soundly knowing that you have found the very best policy for you at the very best price possible.

Posted 5:35 PM

Tags: how to compare low cost health insurance in arkansas
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • insurance(31)
  • life insurance(22)
  • health(19)
  • term life(13)
  • whole life(13)
  • affordable(13)
  • medical expenses and funeral costs(12)
  • funerals(12)
  • death benefit(12)
  • funeral expenses(12)
  • final expense insurance(12)
  • final expense(12)
  • cheapest life insurance(12)
  • reduce life insurance cost(12)
  • term life insurance(12)
  • whole life insurance(12)
  • car insurance(10)
  • health insurance(10)
  • get(9)
  • how(8)
  • to(8)
  • auto insurance(7)
  • car(7)
  • student(6)
  • low cost health insurance(4)
  • in(4)
  • term(4)
  • cheap car insurance(4)
  • cheap(4)
  • cost(3)
  • blend your strengths with small business needs(3)
  • life(3)
  • low(3)
  • life insurance policy(3)
  • health savings accounts(2)
  • mobile home(2)
  • discounts for homeowners insurance(2)
  • travel insurance(2)
  • hard time figuring out life insurance try these helpful ideas(2)
  • business owners policy(2)
  • when and how to switch your insurance(2)
  • premium financing(2)
  • the(2)
  • insurance tips that can really pay off(2)
  • cheapest car insurance(2)
  • virginia(2)
  • premium finance(2)
  • deciding on boat insurance coverage(2)
  • in-home business policy(2)
  • renting apartment(2)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
281-213-4653
Fax: 832-327-7470
Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder